What is a money coach & why bother with one?

A money coach is what I am and I help those who are stuck, feeling frustrated or overwhelmed and are ready for change in the area of finance.

Like a personal trainer I will ask you a series of questions to discover what your goals are and to find out what you are currently doing in regards to your finances. I set people up with new strategies to achieve their goals plus,give tips on effectively managing their finances and guide them in the right direction whilst coaching them to their destination, to create a sustainable, lasting change. A Personal Coach is a catalyst to bring to the clients outside world, what is on the inside of them. 

A money coach is a person who helps you gain 'financial fitness'. That's what I can do for you—help you to recognise your capacity for change (setting goals etc) and your ability to achieve them (implementing those changes)..thereby overall enabling you to unleash your capability (capacity+ability=capability) to have financial success.

As a client you must recognise that if you want the change you must do the work. Then once things are in place I am your cheerleader and conscience. Encouraging you, empowering you, supporting you along the way. I want you to succeed so I will be challenging you and keeping you accountable. So you are not alone to achieve your goals and to gain the success you want. It is awesome and satisfying to see how pleased my clients are with the results they attain.  

Money coaching Is my specialty.  I have been helping people in this area since 2006, dealt with hundreds of people of all kinds of personalies, backgrounds and education levels. I love to see people gain knowledge and clarity as the pieces in the puzzle come together. They can then move forward with relief, joy and a new sense of energy.

How money coaching works

Forecast:  Know your money personality, money hang ups and limiting beliefs. Look at your income, regular bills, and daily expenses. Set some goals.

Analyse:  What are your spending habits? Where is all your money going? Where can you save? They don’t need to be big changes but we look for small changes that make a big impact.

Adjust:  Create a new budget and set up accounts accordingly. I realise change does not happen all at once. There is often the psychological side, habits which can get in the way. So here is where working with me over time, tweaking the budget if required ensures you are successful in meeting your goals.

Achieve:   You will have a grasp on your finances allowing you to achieve your goals, be they to pay off debt,save for the future or something else. You will be eliminating stress and confusion, gaining order, success and sense of freedom.

In my minimum six sessions Money programme I also offer financial counselling towards a life goal or a business/work goal that you want to achieve.

What my clients say

Here are a couple of new testimonies from my two most recent clients.

“Angela was able to give me heaps of knowledge in regards to money, the use of it, how banks work, loop holes in my spending. I changed banks because of my high interest on my personal loan. I’m now paying 1.95% (and will have it paid off in one year) as opposed to 24% interest. I have saved heaps of money doing this.  I even have now a small savings account and Kiwisaver in place. Can’t thank Angela enough. I am so grateful to her and glad that I went to see her.  Angela is very down to earth, honest and approachable.”  John Perkins

“I went to Angela to see how I could make more money so I could go on some yearly holidays, which I was frustrated that I couldn’t do. After digging with many questions I discovered I did not have to work longer hours which I was not keen on nor with any of the other options but that I could actually save an extra $80 week just from cutting some bills down and giving myself a set allowance each week allowing me to be in control of my spending. Seeing Angela has given me motivation to make the changes, confidence and excitement for the possibilities ahead.  I found Angela very encouraging, positive and non judgemental”  Karina Lummis.

If you or someone you know could do with some help in this area then I encourage you to contact me. It’s time we all get a grasp on managing our hard earned income well, as I don’t believe any of our bills are going to be on the decrease and 'winging it' causes too much stress on ourselves and our families